Are Christians Today Ashamed of the Gospel?

Please click on the play button to view this video Bible study and teaching message based on Romans 1:16:



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Why Do Bad Things Happen?

Everyone wants to be happy. In the United States, our Declaration of Independence states that “…Life, Liberty and the pursuit of Happiness…” are “unalienable Rights.” We think that having the “good” things in life will make us happy. When “bad” things happen, and they do happen a lot, we are not happy campers.

Many people believe that they are entitled to have good things. When the unexpected occurs they feel that life is just not fair. Most of us have heard that God is good and loving and we blame Him when things don’t go our way. So why do bad things happen anyway?

Some would say that because bad things happen then God (who is supposed to be good) must not even exist. The church I attended as a child took a different approach. They denied the very existence of anything that was not perfectly good.

The problem lies in our limited human understanding and in how we define the word “good.” We think that anything that causes pain or suffering is bad and that things that make us happy are good. But the truth of the matter is diametrically opposed to this viewpoint.

God defined all of creation including man as “good” in the Book of Genesis. Jesus told the rich young ruler: “Only God is truly good.” (Mark 10:18 – NLT)

The Bible tells us: “No good thing will the LORD withhold from those who do what is right.” (Psalms 84:11) The Apostle Paul writes: “And we know that God causes everything to work together for the good of those who love God and are called according to his purpose for them.” (Romans 8:28 – NLT)

We have an example of this principle in the Book of Genesis. Joseph was sold into slavery by his brothers. Conventional wisdom would say that this was a “bad” thing. But later on, because God was in ultimate control of the circumstances, Joseph was in a position to save the lives of his entire family. Joseph told his brothers “God turned into good what you meant for evil.” (Genesis 50:20 – NLT)

Joseph’s brothers were acting in a sinful, evil manner when they sold him into slavery. The apparent bad thing that happened was the result of their sinful choices. But God was and is able to turn the tables.

The bottom line on this issue is that God is in control. He is, by definition, good. When we accept the “Good News,” the Gospel of Jesus Christ, we are “doing right” and are in a position to receive good things from God. Even suffering, pain and things we formerly saw a bad we now understand are being used for our ultimate good as God is shaping our character to be more like that of Jesus Christ.

If we are trusting in ourselves, or in a god that is the figment of our imagination, then we have actually put ourselves under the control of Satan and he is trying to work his evil plan through us.

If we trust in Jesus Christ alone for our eternal life, we have joined God’s Kingdom and we will experience true joy both now and in the future. Our happiness will not depend on circumstances but on our eternal perspective. As Jesus has told us: “The thief's (Satan’s) purpose is to steal and kill and destroy. My purpose is to give life in all its fullness.” (John 10:10 – NLT)

Discover God's Free Gift For You.

Life is Full of Surprises!

Life is full of surprises. The company I work for was doing very well but our business started to slide in 2006. Three years later we are doing forty percent (40%) less business.

A good friend of mine was planning and saving for retirement for many years. Just two years after he took his pension he died of prostate cancer.

On September 11th of 2001 thousands of people got on the train, subway, taxi or personal car and went to work just like every other Tuesday morning in their life. Others boarded airplanes for a vacation or business trip as they had done many times before. Unfortunately many of these same individuals did not live to eat their lunch much less go home to their families or retire in comfort.

We discover in God’s Word (The Bible) the He (God) has “…decided the length of our lives. You know how many months we will live, and we are not given a minute longer.” (Job 14:5 – NLT). James tells us: “How do you know what will happen tomorrow? For your life is like the morning fog--it's here a little while, then it's gone.” (James 4:14 – NLT).

How do we make sense of these tragedies? Do we live long because we are “good” people and do we die young if we are “bad” people? Is God sort of like an evil puppet master who takes sinister delight in pulling the rug out from under us just when we think everything is wonderful?

There are many things that we have trouble understanding. We see from our experience that, from our perspective, bad things happen to “good” people and good things happen to "bad" people. Solomon asks the question: “What do people get for all their hard work?” (Eccl. 1:3 – NLT). Later he observes: “Both of them die. Just as the fool will die, so will I.” (Eccl. 2:15 – NLT).

At this point in our thinking the overall outlook is pretty bleak and depressing. We will examine solutions to our dilemma later in this discussion. To give you a little preview of coming attractions Paul tells us that God has “...great love for us...” (Romans 5:8 – NLT) and that “…God causes everything to work together for the good of those who love God and are called according to his purpose for them...” (Romans 8:28 – NLT).

So don’t despair! There is a bright spot on the horizon and we will discover what that is in a future post.

Click HERE to discover God's Free Gift for YOU!

Biblical Financial Principle #19 - Obtain Wisdom From God

In the Bible Book of Proverbs the overarching theme is that God is the source of true wisdom and knowledge. Proverbs 1:7 - The fear of the Lord is the beginning of knowledge, but fools despise wisdom and discipline. Proverbs 2:6 - For the Lord gives wisdom, and from his mouth come knowledge and understanding. Proverbs 9:10 - The fear of the Lord is the beginning of wisdom, and knowledge of the Holy One is understanding.

Another related thread is that wisdom is extremely valuable and that the wise are more likely to find themselves on the path that leads to blessings. Proverbs 3:13-18 - Blessed is the man who finds wisdom, the man who gains understanding, for she is more profitable than silver and yields better returns than gold. She is more precious than rubies; nothing you desire can compare with her. Long life is in her right hand; in her left hand are riches and honor. Her ways are pleasant ways, and all her paths are peace. She is a tree of life to those who embrace her; those who lay hold of her will be blessed. Proverbs 16:20 - Whoever gives heed to instruction prospers, and blessed is he who trusts in the Lord.

The Book of Proverbs also gives us some interesting insight by contrasting the wise man and the foolish man. Proverbs 12:15 - The way of a fool seems right to him, but a wise man listens to advice. Psalm 14:1a – The fool says in his heart, "There is no God." Proverbs 1:22 - How long will you simple ones love your simple ways? How long will mockers delight in mockery and fools hate knowledge? Proverbs 10:8 - The wise in heart accept commands, but a chattering fool comes to ruin. Proverbs 10:14 - Wise men store up knowledge, but the mouth of a fool invites ruin. Proverbs 10:23 - A fool finds pleasure in evil conduct, but a man of understanding delights in wisdom. Proverbs 15:14 - The discerning heart seeks knowledge, but the mouth of a fool feeds on folly.

If we are not wise then why would God choose to bless us with financial resources? Without wisdom we would not make the correct choices in our stewardship of His resources. Proverbs 17:16 - Of what use is money in the hand of a fool, since he has no desire to get wisdom?

Of course wisdom implies correct action. We can have all the knowledge in the world but if it is not coupled with correct actions our great learning is meaningless. Solomon tells us at the conclusion of the Book of Ecclesiastes: Now all has been heard; here is the conclusion of the matter: Fear God and keep his commandments, for this is the whole duty of man. (Eccl 12:13 NIV)

If a person focuses on getting more money then he or she is on the wrong track. The correct course of action is to focus on developing a deeper relationship with and knowledge of God through Jesus Christ. Click here to learn more.

Biblical Financial Principle #18 - Follow Wise Godly Counsel

Search out, listen to and follow wise godly counsel:

Talk radio and TV news shows really “bug” me because they can be so deceptive. We are willing to take advice from KABC talk radio or CNN and make life changing decisions about our finances but we do not listen to God.

In the Book of Psalms we read: “But the plans of the Lord stand firm forever, the purposes of his heart through all generations.” (Psalm 33:11)

Solomon has more insight in the Book of Proverbs:
Proverbs 1:5 – “…let the wise listen and add to their learning, and let the discerning get guidance…” Proverbs 11:14 – “For lack of guidance a nation falls, but many advisers make victory sure.” Proverbs 12:15b – “…a wise man listens to advice.” Proverbs 15:12 – “A mocker resents correction; he will not consult the wise.” Proverbs 15:22 – “Plans fail for lack of counsel, but with many advisers they succeed.”

If we want to cooperate with the Lord and His plan we need to listen to godly advice, but where do we find it? One place is from the video seminars available on the “Life Navigation” ministry web site (http://sites.google.com/site/lifenavigationinturbulenttimes/). Another is from someone trained by Christian organizations such as Glass House Ministry (http://www.glasshouseministry.org/) or Crown Financial Ministries (http://www.crown.org/)

The key to success in all areas of life (including money management) is having a correct set of priorities. That means putting God first in every area of our lives. Many of us have tried in our own strength to set up and maintain a budget but we have failed. One reason for that is that we are sinners and by nature we are not able to do “the right thing.” We keep sinking lower and lower.

How do we change this downward spiral? By establishing a personal relationship with our creator God and giving our lives over to Him. CLICK HERE to find out more.

If you live in Southern California visit Cypress Church at 6143 Ball Road near Valley View. Sunday Services are at 8:45 am and 10:30 am.

Biblical Financial Principle #17 - Choose Your Friends Wisely

Choose your friends wisely:

Have you ever noticed how much we humans tend to reflect the manners, speech and dress of those around us? If you are not certain you agree with this idea, just spend a few moments watching Junior High or High School kids on their way to and from school. You will see small groups of two, three, four or several students that have very similar clothing. If you listen to them speaking they will be talking about similar subjects and using similar slang expressions. God's word tells us: "He who walks with the wise grows wise, but a companion of fools suffers harm." (Proverbs 13:20)

If we want to develop good habits we need to be cautious who we become friends with. Psalms 1 gives us excellent advice: "Blessed is the man who does not walk in the counsel of the wicked or stand in the way of sinners or sit in the seat of mockers." (Psalms 1:1) Solomon agrees and tells us: "Do not set foot on the path of the wicked or walk in the way of evil men." (Proverbs 4:14) In our age of internet and TV this advice applies to choosing our “virtual” friends as well.

If we are tempted to stray from God's directives we need to stand firm in the truth. Country Western singer (and esteemed Bible commentator?) Aaron Tippin cautions us that "...you've got to stand for something or you'll fall for anything..." The Bible states: "My son, if sinners entice you, do not give in to them." (Proverbs 1:10)

In the New Testament the Apostle Paul advises us: "Do not be misled: 'Bad company corrupts good character.' (1 Cor. 15:33)

Here are a few more Bible references on this topic: Proverbs 4:19 - "…the way of the wicked is like deep darkness; they do not know what makes them stumble." Proverbs 5:3-4 - "…the lips of an adulteress drip honey, and her speech is smoother than oil; but in the end she is bitter as gall, sharp as a double-edged sword." Proverbs 22:24 - "Do not make friends with a hot-tempered man, do not associate with one easily angered." Proverbs 23:20-21 - "Do not join those who drink too much wine or gorge themselves on meat, for drunkards and gluttons become poor, and drowsiness clothes them in rags." Proverbs 24:1 - Do not envy wicked men, do not desire their company."

So if we are not supposed to keep company with "wicked men" who should we "hang out" with? Solomon tells us in Proverbs 18:24: "A man of many companions may come to ruin, but there is a friend who sticks closer than a brother." Who is that friend? Many Bible commentators see this as a reference to Jesus Christ. Is Jesus your friend? Would you like to know more about starting a personal relationship with Jesus? If so CLICK HERE. For video seminars on the economy and job search topics visit the Life Navigation web site.

Biblical Financial Principle #16 - Be Generous To Those In Need

Be generous to the poor, needy and disadvantaged:

God's Word is very clear in stating that we should be generous and kind to those who are disadvantaged. There are many verses on this subject:

Proverbs 3:28 - "Do not say to your neighbor, "Come back later; I'll give it tomorrow"-- when you now have it with you." Proverbs 11:24-25 - "One man gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous man will prosper; he who refreshes others will himself be refreshed."

God loves each one of us and takes our needs very personally. If we turn our back on the needy we are, in effect, turning our back on God.

Proverbs 14:31 - "He who oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God." Psalm 41:1 - "Blessed is he who has regard for the weak; the Lord delivers him in times of trouble." Psalm 37:21b - "…the righteous give generously."

We should include systematic giving for the assistance of the needy in our financial planning. Lev. 23:22 - "When you reap the harvest of your land, do not reap to the very edges of your field or gather the gleanings of your harvest. Leave them for the poor and the alien. I am the Lord your God."

Paul described his own actions in the area of generosity when he spoke to the elders from Ephesus. "In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: 'It is more blessed to give than to receive.'" (Acts. 20:35)

This may be a hard concept to accept but in God's economy we are not expected to do His will in our own strength. We will desire to be generous based on our relationship with Jesus Christ. Do you have a relationship with the Lord? Click Here to discover "The Life Changing Message Of Jesus."

Biblical Financial Principle #15 - Do not love money

Do not love money, trust money or focus on getting more money:

The world tells us that we need to strive to get ahead, make money and be successful in business. "Go for the gusto" is the mantra of secular society. We are focused on getting ahead and planning for the future instead of being focused on Jesus.

God's word tells us in Proverbs 11:28 -"Whoever trusts in his riches will fall, but the righteous will thrive like a green leaf." The Apostle Paul told Timothy: "For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs." (1 Tim. 6:10) So according to Paul if we focus on finding our fortune it could damage our most important relationship.

Many people get so focused on making money that they literally work themselves to death. Some have spent a lifetime planning for retirement and gone to the grave before they left their job or shortly thereafter.

Solomon tells us in Proverbs 23:4: "Do not wear yourself out to get rich; have the wisdom to show restraint." So stop working through your vacation time and find a ministry project where you can be a part of building up the Kingdom of God. Then you will be storing up treasure in heaven.

Paul gave very strong instructions to Timothy: "Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment."

Put God first in everything and if you have not begun a relationship with the Lord CLICK HERE to discover how to take this important step.

Biblical Financial Principle #14 - Be Patient and Wait On God

Be patient – God does things in His timing – Do not act hastily:

In our culture of "instant gratification" we may be tempted in interact with God as if He was a "Designer Diety." We pray as if to "our butler in Heaven." But this approach does not work in God's economy. Let's see what God's Word has to say.

Prov. 13:3b – "…he who gathers money little by little makes it grow." Proverbs 19:11 - "A man's wisdom gives him patience; it is to his glory to overlook an offense."

David was a great example of patience. He was annointed as the new king of Israel as a teenager but did not actually gain the throne for more than a decade. Psalm 37:7 tells us - "Be still before the Lord and wait patiently for him; do not fret when men succeed in their ways, when they carry out their wicked schemes."

Solomon got impatient and decided to try every possible road "under the sun" to find happiness and satisfaction. Here is some of his inspired, sage advice from Eccl.7:8 - "The end of a matter is better than its beginning, and patience is better than pride."

Proverbs 14:15 - "A simple man believes anything, but a prudent man gives thought to his steps." Proverbs 21:5 - "The plans of the diligent lead to profit as surely as haste leads to poverty." So we need to give thought to our steps, not rush into financial decisions and if we are diligent we are apt to be lead to profit but if we are hasty we are very likely heading towards poverty.

Paul includes patience as part of the fruit of the spirit - the evidences of true conversion: Gal. 5:22 - "…the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness…" When we exhibit patience it is one of the outward signs that our heart has been changed through a relationship with the Lord Jesus Christ.

How about you? Are you a patient person? Do you wait on God's timing? Do you have a personal relationship with God? CLICK HERE to discover more.

Biblical Financial Principle #13 - Don't Worry - Be Content

Be content with what you have – Do not worry:

God’s Word is chock full of admonitions about being content ... Prov. 15:16 - "Better a little with the fear of the Lord than great wealth with turmoil." Eccl. 5:19 - "Moreover, when God gives any man wealth and possessions, and enables him to enjoy them, to accept his lot and be happy in his work--this is a gift of God." Heb. 13:5 - "Keep your lives free from the love of money and be content with what you have, because God has said, 'Never will I leave you; never will I forsake you.'" Phil. 4:11b - Paul tells us: "I have learned to be content whatever the circumstances."

Jesus was clear in His teachings that we should not worry. Luke 12:22-23 - "Then Jesus said to his disciples: 'Therefore I tell you, do not worry about your life, what you will eat; or about your body, what you will wear. Life is more than food, and the body more than clothes.'" Luke 12:29 - "And do not set your heart on what you will eat or drink; do not worry about it."

Most of the things we worry about never happen anyway. We need to start our day with prayer and continue to talk to God throughout our day. As God leads us we must take responsible action to follow His directions. He will meet our needs.

Paul provides us with some great counsel: 1 Timothy 6:6 - "…godliness with contentment is great gain." Phil. 4:19 - "And my God will meet all your needs according to his glorious riches in Christ Jesus."

Our biggest problem with this concept is that we fail to separate “needs” from “wants.” We continue to try and do things our way instead of trusting God and His plan.

God has a plan and purpose for your life. CLICK HERE to find out more.

Biblical Financial Principles - A Note Of Caution

Warning about false financial teaching:

Recently in this blog we have set forth ten Biblical Financial Principles. Now it's time for a note of caution. In our "something for nothing," "immediate gratification" culture we are often looking for quick fixes. Even in the community of so-called "Christian" teachings there are issues with improper Biblical interpretation.

When reading, studying and applying Biblical Principles:
1) We must be certain that we understand who is speaking. The Bible quotes Jesus and also quotes Judas and Satan.
2) We also need to know who the writer is speaking to. For example some Biblical injunctions apply specifically to the nation of Israel.
3) We need to keep everything in context of the full counsel of the word of God (the entire spectrum of Biblical teaching).
4) We must recognize figures of speech, parables, prophecy, poetry and other literary and cultural features in Scripture.
5) We need to compare Scripture with Scripture before applying Biblical teachings to our lives.
6) We must to pray and ask the Holy Spirit to guide our study and show us how to discern the truth.
7) We can also use conservative, evangelical commentaries to make certain we are not going off on an incorrect tangent.

At all costs we must avoid "cut and paste" theology. One of the best examples I know of to illustrate this point is to take Judges 7:17 and combine it with Matthew 27:5b. If you do this you get a paragraph that reads: "'Watch me,' he told them. 'Follow my lead. When I get to the edge of the camp, do exactly as I do.' Then he went away and hanged himself."

We should be cautiously optimistic when listening to Bible teaching messages. Everything we hear and read must be seen through the lens of Scripture. Since God does not contradict Himself we should not accept teaching that conflicts with God's written word, the Bible. This applies even if someone claims a Divine revelation or a specific message to them from God or an angel.

When listening to secular advice (whether in person, on radio, on television or from the newspaper, books, etc.) we must be firmly grounded in Scripture and be certain to sort out truth from fiction. There is a story (perhaps an urban legend) that the way banks train tellers to recognize counterfeit bills is to instruct them primarily about the characteristics of the "the real deal." By knowing what an actual $100 bill looks and feels like, the teller is quickly able to detect a fake one.

So let's get specific, who should we listen to for sound, Biblical financial advice? Visit the Life Navigation website for some good leads. Also, Glass House Ministries and Crown Financial Ministries offer excellent resources.

Whom should we avoid? Stay away from TBN (Trinity Broadcasting Network) and from touted advice peddlers like Suze Orman and Oprah Winfrey. The Bible tells us that we should evaluate individuals like a fruit inspector. If you investigate the life styles, values and teachings of Suze and Oprah you will discover that they are outside the boundaries set by Scripture.

In addition steer clear of any teaching that claims to be Biblical and yet promises a formula for success. This would include teachings that might be described as word-faith, word of faith, seed faith, name it and claim it, health and wealth, the prosperity doctrine and/or positive confession. God is not "our butler in heaven." He is sovereign and that means that He is not obligated to (for example) give you a million dollars just because you gave a seed faith gift of $1,000 to help fill some television preacher's coffers.

In the final analysis all of our efforts to gain wisdom and manage our finances are fruitless unless we are basing everything we do on the foundation of a correct personal relationship with our Lord, our God and our Creator, Jesus Christ.

Here are some suggested books you may wish to consider adding to your library:

Basic Bible Interpretation - Roy B. Zuck

How to Study Your Bible: The Lasting Rewards of the Inductive Method - Kay Arthur

Biblical Financial Study, Collegiate Edition - Crown Financial Ministries

Here are some suggested web site links:

Life Navigation (a ministry of Cypress Church)

Manage Your Money God’s Way

The Life Changing Message Of Jesus

Biblical Financial Principle #10 - Put Yourself In Position For God's Blessings

Obedience to God puts you in a position where you are ready to receive God's blessings:

Obedience does not come automatically. We have choices to make all day long. These choices determine our character and our destiny. Jude writes: "Keep yourselves in God's love as you wait for the mercy of our Lord Jesus Christ to bring you to eternal life." (Jude 1:21)

Proverbs 2:7-8 – (The Lord) "...holds victory in store for the upright, he is a shield to those whose walk is blameless, for he guards the course of the just and protects the way of his faithful ones. Proverbs 3:9-10 - "Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine."

Proverbs 10:6 - "Blessings crown the head of the righteous, but violence overwhelms the mouth of the wicked." Proverbs 15:29 - "The Lord is far from the wicked but he hears the prayer of the righteous."

But God’s blessings are not “automatic” and He may choose not to bless in the way we might have expected. Paul asked God three times to remove his “thorn in the flesh.” God’s response: "But he said to me, 'My grace is sufficient for you, for my power is made perfect in weakness.' Therefore I will boast all the more gladly about my weaknesses, so that Christ's power may rest on me." (2 Cor. 12:9)

Jesus taught: "But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great, and you will be sons of the Most High, because he is kind to the ungrateful and wicked." (Luke 6:35)

The writer of Hebrews reminds believers: "And do not forget to do good and to share with others, for with such sacrifices God is pleased." (Heb. 13:16)

God does bless everyone on earth every day with sunshine and air to breath. He has special blessings in store only for His children. But God doesn’t necessarily reward His followers with material things that “moth and rust corrupt.” Our blessings from God may include the material but He has much better spiritual treasures reserved for us.

Discover the first step you must take to become a child of God and experience all the richness He has in store for you. CLICK HERE

Biblical Financial Pinciple #9 - Do Not Limit God's Blessings

Do not limit God’s blessings:

God desires to bless us. He promised blessings to Abraham: "I will make you into a great nation and I will bless you; I will make your name great, and you will be a blessing." (Genesis 12:2) The Aaronic priestly blessing begins with these words: "The Lord bless you and keep you..." (Numbers 6:24)

When King Balak asked the prophet Balaam to curse Israel all he could do was bless them: "Balak said to Balaam, 'What have you done to me? I brought you to curse my enemies, but you have done nothing but bless them!'" (Num. 23:11)

The history of the nation Israel is "typical" history and provides spiritual lessons for us today. Israel tested God ten times (Num. 14:22) during the wilderness wanderings: "How often they rebelled against him in the desert and grieved him in the wasteland! Again and again they put God to the test; they vexed (NKJV – limited) the Holy One of Israel." (Psalm 78:40-41)
They limited God’s desired blessing by their disobedience and their lack of faith.

Jesus taught us how we can be blessed by God: "Blessed rather are those who hear the word of God and obey it." (Luke 11:28b) If we are truly disciples of Jesus Christ then our lives (our actions) will give evidence of our faith. We cannot just "talk the talk" and call ourselves true Christians. We read in the book of James: "In the same way, faith by itself, if it is not accompanied by action, is dead." (James 2:17)

Put your faith and trust in Jesus Christ. Discover "The Life Changing Message Of Jesus."

Biblical Financial Principle #8 - Give God Your First And Your Best

Give your first and your best back to God:

Many people have developed the habit of giving their leftovers to God. The Bible is very clear that God desires our first and our best. This is in keeping with the Matthew 6:33 concept of putting God first in everything we think, say and do.

Proverbs 3:9 - Honor the Lord with your wealth, with the firstfruits of all your crops;

Exodus 23:19a - Bring the best of the firstfruits of your soil to the house of the Lord your God.

Deut. 26:10 - …and now I bring the firstfruits of the soil that you, O Lord, have given me." Place the basket before the Lord your God and bow down before him.

Lev. 22:21 - When anyone brings from the herd or flock a fellowship offering to the Lord to fulfill a special vow or as a freewill offering, it must be without defect or blemish to be acceptable.

When King David wanted to obtain some land for a location for the Temple the owner of the property offered to give it to him. David responded: "I will not sacrifice to the Lord my God burnt offerings that cost me nothing." (2 Sam. 24:24) David wanted the best for God. He would not give God his leftovers. He would not give God something that did not require a sacrifice on his part. We need to follow David's example.

Biblical Financial Principle #7 - Give Regularly on a Percentage Basis

Give back to God's work regularly and on a percentage basis:

Obedience to God is developed through practicing Godly habits. Many of us go to church, pray and read the Bible on a regular basis. In our financial planning we must make a regular habit of investing in God's Kingdom.

Paul taught that regular and proportional (percentage) giving was appropriate: "On the first day of every week, each one of you should set aside a sum of money in keeping with his income, saving it up, so that when I come no collections will have to be made." (1 Cor. 16:2)

This agrees in principle with Old Testament teachings: "Then celebrate the Feast of Weeks to the Lord your God by giving a freewill offering in proportion to the blessings the Lord your God has given you." (Deut. 16:10)

Our motive for giving is God’s spiritual blessing in our lives, but our measure for giving is God’s material blessing. Paul made this clear when he wrote to the Corinthians in his first letter, “Let every one of you lay by him in store, as God hath prospered him” (1 Cor. 16:2). Paul did not lay down any mathematical formula, because grace giving is not limited by a tithe (10 percent).

Grace giving is systematic, but it is not legalistic. It is not satisfied with only the minimum, whatever that minimum might be. God does not want to make us destitute through the process of giving to others. Her wants to bless us so that we will, in turn, bless others.

The first step in getting our financial house in order is getting our lives in order with God. Click here to discover "The Life Changing Message Of Jesus."

Biblical Financial Principle #6b - Cheerfully and Willingly Invest in God’s Kingdom

Cheerfully and willingly invest time, talents and assets in God’s Kingdom - Part 2:

During Paul’s period of ministry there was a need to assist the believers in Jerusalem. He told the Romans: "For Macedonia and Achaia were pleased to make a contribution for the poor among the saints in Jerusalem." (Romans 15:26)

In this context of giving to help the poor among God’s people Paul wrote: "And now, brothers, we want you to know about the grace that God has given the Macedonian churches. Out of the most severe trial, their overflowing joy and their extreme poverty welled up in rich generosity. For I testify that they gave as much as they were able, and even beyond their ability. Entirely on their own, they urgently pleaded with us for the privilege of sharing in this service to the saints." (2 Cor. 8:1-4)

Paul urged the Corinthians to be part of this opportunity but he did not “command” them. Paul stressed the correct attitude of willingness: "But just as you excel in everything-in faith, in speech, in knowledge, in complete earnestness and in your love for us-see that you also excel in this grace of giving. I am not commanding you, but I want to test the sincerity of your love by comparing it with the earnestness of others. For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sakes he became poor, so that you through his poverty might become rich. And here is my advice about what is best for you in this matter: Last year you were the first not only to give but also to have the desire to do so. Now finish the work, so that your eager willingness to do it may be matched by your completion of it, according to your means. For if the willingness is there, the gift is acceptable according to what one has, not according to what he does not have." (2 Cor. 8:7-12)

Paul mentioned a desire that he had for “equality” amongst the believers. Then he continued with the emphasis on being eager and enthusiastic: "For I know your eagerness to help, and I have been boasting about it to the Macedonians, telling them that since last year you in Achaia were ready to give; and your enthusiasm has stirred most of them to action." (2 Cor. 9:2) In the Book of Acts we are told that: "All the believers were one in heart and mind. No one claimed that any of his possessions was his own, but they shared everything they had." (Acts 4:32)

Paul told the Corinthians about the need for being generous and not giving grudgingly and then said: "Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. And God is able to make all grace abound to you, so that in all things at all times, having all that you need, you will abound in every good work. As it is written: 'He has scattered abroad his gifts to the poor; his righteousness endures forever.' Now he who supplies seed to the sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness. You will be made rich in every way so that you can be generous on every occasion, and through us your generosity will result in thanksgiving to God. This service that you perform is not only supplying the needs of God's people but is also overflowing in many expressions of thanks to God." (2 Cor. 9:6-12)

In 2 Cor. Chapters 8 and 9 there is no appeal here to the tithe as a standard against which to measure our giving. Instead Paul pointed to other believers and to Jesus, whose love moved them to give, first themselves and then money.
Paul taught the Corinthians: "...we know that the one who raised the Lord Jesus from the dead will also raise us with Jesus and present us with you in his presence. All this is for your benefit, so that the grace that is reaching more and more people may cause thanksgiving to overflow to the glory of God." (2 Cor. 4:14-15)

The Greek word for "grace" is "charis." Kenneth Wuest comments that the word comes to its highest and most exalted content of meaning in the New Testament. It refers to God’s offer of salvation with all that that implies ... offered without any expectation of return, but given out of the bounty and free heartedness of the giver (God) ... there is no room for good works on the part of the sinner as a means whereby he could earn his salvation, or after salvation, whereby he might retain that salvation ... good works naturally issue from and are required by grace.

In the case of material giving Paul exhorted these churches to give to the poor. He personally spear-headed a collection from predominantly Gentile Christians for the needs of mostly Jewish Christians in Jerusalem. Yet when he specified the manner in which giving was to be done, he did not follow the Old Testament pattern of a fixed tithe. Rather, he told the Corinthians that “each one should set aside a sum of money in keeping with his income” (1 Cor. 16:2), suggesting proportional giving but leaving the decision about degree or extent to individual determination. In a later letter he reminded them that “each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver” (2 Cor. 9:7).

The principles we can glean from this situation are that out of love for God and love for others we should willingly and enthusiastically and cheerfully express our generosity. Whatever we do for the Lord, the Church, other Christians and the world our motivation needs to be love and gratitude and joy. Our gifts and our service must proceed from a cheerful heart and we must never give out of compulsion.

Biblical Financial Principle #5 - Obedience Is Essential

Be obedient to God:

Once we have discovered God's purpose and will for us through Bible study and prayer then, as His servants, we must obey. We read in Proverbs 10:8 - The wise in heart accept commands, but a chattering fool comes to ruin.

Many of us believe that partial obedience is acceptable. King Saul was given a command but chose not to follow completely. The prophet Samuel told him: "Does the Lord delight in burnt offerings and sacrifices as much as in obeying the voice of the Lord? To obey is better than sacrifice, and to heed is better than the fat of rams." (1 Sam. 15:22)

The prophet Jeremiah urged Judah: "Now reform your ways and your actions and obey the Lord your God. Then the Lord will relent and not bring the disaster he has pronounced against you." (Jer. 26:13) Jesus taught: "Blessed rather are those who hear the word of God and obey it." (Luke 11:28)

Being obedient to God is a choice but it is also much more than that. "...without faith it is impossible to please God, because anyone who comes to him must believe that he exists and that he rewards those who earnestly seek him." (Heb. 11:6) So we must have faith and our faith must have the proper object. Paul writes: "Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come!" (1 Cor. 5:17)

If we belong to Jesus, have faith in Him and He is our Lord; then it would be an oxymoron for us to say "No, Lord" when he tells us to do something. God leads us one step at a time. If we are obedient each step of the way then we are open for His leading to show us the next move to make.

Biblical Financial Principle #4 - We Can Discover God's Will About Money

God’s will, purpose and direction is found through Bible study and prayer:

This includes God's desires about how we are to manage our money!

Proverbs 16:16 - How much better to get wisdom than gold, to choose understanding rather than silver!

Knowing what God desires (and then doing it) is more important than money.

Psalm 119:11 - I have hidden your word in my heart that I might not sin against you.

Mark 11:24 - Therefore I tell you, whatever you ask for in prayer, believe that you have received it, and it will be yours.

John 15:17 - If you remain in me and my words remain in you, ask whatever you wish, and it will be given you.

Romans 12:12 - Be joyful in hope, patient in affliction, faithful in prayer.

1 Thes. 5:17 - pray continually…

1 Timothy 3:16-17 - All Scripture is God-breathed and is useful for teaching, rebuking, correcting and training in righteousness, so that the man of God may be thoroughly equipped for every good work.

We are called by God to do good works but we are not saved by our works. We are saved by grace alone, through faith alone, in Jesus Christ alone.

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Biblical Financial Principle #3 - We Are God's Stewards

Christians work for God as stewards of what He owns:

As Christians we are servants of Jesus Christ. Paul introduces himself as "Paul, a servant of Christ Jesus..." in the first chapter of the book of Romans. Peter begins the book of 2 Peter with these words: "Simon Peter, a servant and apostle of Jesus Christ..." (2 Peter 1:1).

We are to serve faithfully until Jesus returns. We do not know when the Lord is coming back but it could be at any time. In one of Jesus parables he discusses this situation...

Luke 12:42-44 - The Lord answered, "Who then is the faithful and wise manager, whom the master puts in charge of his servants to give them their food allowance at the proper time? It will be good for that servant whom the master finds doing so when he returns. I tell you the truth, he will put him in charge of all his possessions."

We will be rewarded for eternity if we are faithful now...

Romans 6:22 - But now that you have been set free from sin and have become slaves to God, the benefit you reap leads to holiness, and the result is eternal life.

Jesus gives us a hint of what we may hear Him say when we meet Him in Heaven...

Mat. 25:21 - "His master replied, 'Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!'"

We must manage well the time, talents and treasures entrusted to us by God.

Biblical Financial Principle #2 - God Owns Everything

God Owns Everything:

We may think we own our house, our car, our clothing and our bank account, but everything we have was given to us by God's grace.

Mat. 5:45b - He causes his sun to rise on the evil and the good, and sends rain on the righteous and the unrighteous.

God created everything...

Genesis 1:1 – In the beginning God created the heavens and the earth.

Col. 1:16 - For by him all things were created: things in heaven and on earth, visible and invisible, whether thrones or powers or rulers or authorities; all things were created by him and for him.

He also sustains everything...

Col 1:17 - He is before all things, and in him all things hold together.

God holds us in his hand. If He decided to "let go" for a milisecond we would not be able to take another breath.

Since God created everything and holds it all together then it stands to reason that He "owns" it all!

Psalm 24:1 - The earth is the Lord's, and everything in it, the world, and all who live in it.

Psalm 50:10 - for every animal of the forest is mine, and the cattle on a thousand hills.